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01702 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 01702 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$4,178
P&I Payment$3,294
Taxes & Ins$665
Utilities$220

Mortgage Details

$629,169
Local Median: $629,169
$125,834 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$4,178

Monthly Breakdown

Principal & Interest
$3,294
Property Taxes
$522
Homeowners Ins.
$143
Utilities
$220

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$682,427

Local Housing Facts for ZIP Code 01702

  • ·Median home value: $629,169 (adjusted for current market conditions)
  • ·Est. property taxes: $6,266/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,711/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,636/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in FRAMINGHAM?

Based on the local median home value, estimated real estate property taxes in FRAMINGHAM are around $6,266 per year.

What is the average home price in FRAMINGHAM?

The median home value in FRAMINGHAM is currently estimated at $629,169.

How much does homeowners insurance cost in FRAMINGHAM?

For a median priced home, homeowners insurance in FRAMINGHAM averages around $1,711 annually.

What is the true total cost of owning a home in FRAMINGHAM?

True homeownership costs go beyond principal and interest. In FRAMINGHAM, a typical homeowner with a median-priced home of $629,169 can expect to pay roughly $6,266/yr in property taxes, $1,711/yr for homeowners insurance, and $2,636/yr in energy utilities. That adds approximately $884 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.