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01748 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 01748 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$6,309
P&I Payment$4,965
Taxes & Ins$1,024
Utilities$320
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Mortgage Details

$952,109
Local Median: $952,109
$190,422 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$6,309

Monthly Breakdown

Principal & Interest
$4,965
Property Taxes
$833
Homeowners Ins.
$190
Utilities
$320

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$1,025,757

Local Housing Facts for ZIP Code 01748

  • ·Median home value: $952,109 (adjusted for current market conditions)
  • ·Est. property taxes: $9,999/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $2,284/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,845/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in HOPKINTON?

Based on the local median home value, estimated real estate property taxes in HOPKINTON are around $9,999 per year.

What is the average home price in HOPKINTON?

The median home value in HOPKINTON is currently estimated at $952,109.

How much does homeowners insurance cost in HOPKINTON?

For a median priced home, homeowners insurance in HOPKINTON averages around $2,284 annually.

What is the true total cost of owning a home in HOPKINTON?

True homeownership costs go beyond principal and interest. In HOPKINTON, a typical homeowner with a median-priced home of $952,109 can expect to pay roughly $9,999/yr in property taxes, $2,284/yr for homeowners insurance, and $3,845/yr in energy utilities. That adds approximately $1,344 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.