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Estimate your true cost of homeownership in ZIP Code 01930 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$4,480
P&I Payment$3,623
Taxes & Ins$631
Utilities$226
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Mortgage Details

$692,997
Local Median: $692,997
$138,599 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$4,480

Monthly Breakdown

Principal & Interest
$3,623
Property Taxes
$495
Homeowners Ins.
$137
Utilities
$226

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$749,794

Local Housing Facts for ZIP Code 01930

  • ·Median home value: $692,997 (adjusted for current market conditions)
  • ·Est. property taxes: $5,938/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,638/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,706/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in GLOUCESTER?

Based on the local median home value, estimated real estate property taxes in GLOUCESTER are around $5,938 per year.

What is the average home price in GLOUCESTER?

The median home value in GLOUCESTER is currently estimated at $692,997.

How much does homeowners insurance cost in GLOUCESTER?

For a median priced home, homeowners insurance in GLOUCESTER averages around $1,638 annually.

What is the true total cost of owning a home in GLOUCESTER?

True homeownership costs go beyond principal and interest. In GLOUCESTER, a typical homeowner with a median-priced home of $692,997 can expect to pay roughly $5,938/yr in property taxes, $1,638/yr for homeowners insurance, and $2,706/yr in energy utilities. That adds approximately $857 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.