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02364 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 02364 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$4,641
P&I Payment$3,572
Taxes & Ins$778
Utilities$290
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Mortgage Details

$683,148
Local Median: $683,148
$136,630 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$4,641

Monthly Breakdown

Principal & Interest
$3,572
Property Taxes
$635
Homeowners Ins.
$143
Utilities
$290

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$739,400

Local Housing Facts for ZIP Code 02364

  • ·Median home value: $683,148 (adjusted for current market conditions)
  • ·Est. property taxes: $7,624/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,717/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,485/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in KINGSTON?

Based on the local median home value, estimated real estate property taxes in KINGSTON are around $7,624 per year.

What is the average home price in KINGSTON?

The median home value in KINGSTON is currently estimated at $683,148.

How much does homeowners insurance cost in KINGSTON?

For a median priced home, homeowners insurance in KINGSTON averages around $1,717 annually.

What is the true total cost of owning a home in KINGSTON?

True homeownership costs go beyond principal and interest. In KINGSTON, a typical homeowner with a median-priced home of $683,148 can expect to pay roughly $7,624/yr in property taxes, $1,717/yr for homeowners insurance, and $3,485/yr in energy utilities. That adds approximately $1,069 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.