Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

02816 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 02816 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 02816 Hub
Est. Total Monthly Cost
$2,885
P&I Payment$2,125
Taxes & Ins$552
Utilities$208
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 02816 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$404,130
Local Median: $404,130
$80,826 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,885

Monthly Breakdown

Principal & Interest
$2,125
Property Taxes
$409
Homeowners Ins.
$144
Utilities
$208

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$441,681

Local Housing Facts for ZIP Code 02816

  • ·Median home value: $404,130 (adjusted for current market conditions)
  • ·Est. property taxes: $4,902/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,727/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,493/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in COVENTRY?

Based on the local median home value, estimated real estate property taxes in COVENTRY are around $4,902 per year.

What is the average home price in COVENTRY?

The median home value in COVENTRY is currently estimated at $404,130.

How much does homeowners insurance cost in COVENTRY?

For a median priced home, homeowners insurance in COVENTRY averages around $1,727 annually.

What is the true total cost of owning a home in COVENTRY?

True homeownership costs go beyond principal and interest. In COVENTRY, a typical homeowner with a median-priced home of $404,130 can expect to pay roughly $4,902/yr in property taxes, $1,727/yr for homeowners insurance, and $2,493/yr in energy utilities. That adds approximately $760 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.