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03904 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 03904 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$3,480
P&I Payment$2,830
Taxes & Ins$448
Utilities$202
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Mortgage Details

$539,726
Local Median: $539,726
$107,945 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$3,480

Monthly Breakdown

Principal & Interest
$2,830
Property Taxes
$337
Homeowners Ins.
$110
Utilities
$202

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$587,073

Local Housing Facts for ZIP Code 03904

  • ·Median home value: $539,726 (adjusted for current market conditions)
  • ·Est. property taxes: $4,049/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,321/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,428/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in KITTERY?

Based on the local median home value, estimated real estate property taxes in KITTERY are around $4,049 per year.

What is the average home price in KITTERY?

The median home value in KITTERY is currently estimated at $539,726.

How much does homeowners insurance cost in KITTERY?

For a median priced home, homeowners insurance in KITTERY averages around $1,321 annually.

What is the true total cost of owning a home in KITTERY?

True homeownership costs go beyond principal and interest. In KITTERY, a typical homeowner with a median-priced home of $539,726 can expect to pay roughly $4,049/yr in property taxes, $1,321/yr for homeowners insurance, and $2,428/yr in energy utilities. That adds approximately $650 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.