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04046 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 04046 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$4,242
P&I Payment$3,578
Taxes & Ins$457
Utilities$207
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Mortgage Details

$684,209
Local Median: $684,209
$136,842 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$4,242

Monthly Breakdown

Principal & Interest
$3,578
Property Taxes
$320
Homeowners Ins.
$137
Utilities
$207

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$740,549

Local Housing Facts for ZIP Code 04046

  • ·Median home value: $684,209 (adjusted for current market conditions)
  • ·Est. property taxes: $3,841/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,647/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,482/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in KENNEBUNKPORT?

Based on the local median home value, estimated real estate property taxes in KENNEBUNKPORT are around $3,841 per year.

What is the average home price in KENNEBUNKPORT?

The median home value in KENNEBUNKPORT is currently estimated at $684,209.

How much does homeowners insurance cost in KENNEBUNKPORT?

For a median priced home, homeowners insurance in KENNEBUNKPORT averages around $1,647 annually.

What is the true total cost of owning a home in KENNEBUNKPORT?

True homeownership costs go beyond principal and interest. In KENNEBUNKPORT, a typical homeowner with a median-priced home of $684,209 can expect to pay roughly $3,841/yr in property taxes, $1,647/yr for homeowners insurance, and $2,482/yr in energy utilities. That adds approximately $664 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.