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04106 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 04106 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$3,666
P&I Payment$3,011
Taxes & Ins$488
Utilities$167
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Mortgage Details

$574,422
Local Median: $574,422
$114,884 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$3,666

Monthly Breakdown

Principal & Interest
$3,011
Property Taxes
$370
Homeowners Ins.
$118
Utilities
$167

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$624,481

Local Housing Facts for ZIP Code 04106

  • ·Median home value: $574,422 (adjusted for current market conditions)
  • ·Est. property taxes: $4,437/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,419/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,001/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in SOUTH PORTLAND?

Based on the local median home value, estimated real estate property taxes in SOUTH PORTLAND are around $4,437 per year.

What is the average home price in SOUTH PORTLAND?

The median home value in SOUTH PORTLAND is currently estimated at $574,422.

How much does homeowners insurance cost in SOUTH PORTLAND?

For a median priced home, homeowners insurance in SOUTH PORTLAND averages around $1,419 annually.

What is the true total cost of owning a home in SOUTH PORTLAND?

True homeownership costs go beyond principal and interest. In SOUTH PORTLAND, a typical homeowner with a median-priced home of $574,422 can expect to pay roughly $4,437/yr in property taxes, $1,419/yr for homeowners insurance, and $2,001/yr in energy utilities. That adds approximately $655 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.