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04107 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 04107 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$5,639
P&I Payment$4,631
Taxes & Ins$811
Utilities$197
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Mortgage Details

$887,190
Local Median: $887,190
$177,438 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$5,639

Monthly Breakdown

Principal & Interest
$4,631
Property Taxes
$641
Homeowners Ins.
$170
Utilities
$197

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$957,519

Local Housing Facts for ZIP Code 04107

  • ·Median home value: $887,190 (adjusted for current market conditions)
  • ·Est. property taxes: $7,693/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $2,040/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,364/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in CAPE ELIZABETH?

Based on the local median home value, estimated real estate property taxes in CAPE ELIZABETH are around $7,693 per year.

What is the average home price in CAPE ELIZABETH?

The median home value in CAPE ELIZABETH is currently estimated at $887,190.

How much does homeowners insurance cost in CAPE ELIZABETH?

For a median priced home, homeowners insurance in CAPE ELIZABETH averages around $2,040 annually.

What is the true total cost of owning a home in CAPE ELIZABETH?

True homeownership costs go beyond principal and interest. In CAPE ELIZABETH, a typical homeowner with a median-priced home of $887,190 can expect to pay roughly $7,693/yr in property taxes, $2,040/yr for homeowners insurance, and $2,364/yr in energy utilities. That adds approximately $1,008 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.