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04578 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 04578 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,735
P&I Payment$2,179
Taxes & Ins$376
Utilities$180
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Mortgage Details

$410,669
Local Median: $410,669
$82,134 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,735

Monthly Breakdown

Principal & Interest
$2,179
Property Taxes
$259
Homeowners Ins.
$117
Utilities
$180

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$456,034

Local Housing Facts for ZIP Code 04578

  • ·Median home value: $410,669 (adjusted for current market conditions)
  • ·Est. property taxes: $3,107/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,403/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,155/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in WISCASSET?

Based on the local median home value, estimated real estate property taxes in WISCASSET are around $3,107 per year.

What is the average home price in WISCASSET?

The median home value in WISCASSET is currently estimated at $410,669.

How much does homeowners insurance cost in WISCASSET?

For a median priced home, homeowners insurance in WISCASSET averages around $1,403 annually.

What is the true total cost of owning a home in WISCASSET?

True homeownership costs go beyond principal and interest. In WISCASSET, a typical homeowner with a median-priced home of $410,669 can expect to pay roughly $3,107/yr in property taxes, $1,403/yr for homeowners insurance, and $2,155/yr in energy utilities. That adds approximately $555 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.