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Cost of Living in ZIP 04739

Is it better to rent or buy in ZIP 04739? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

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Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$47,740
$630/mo

Median in area: $630

$182,205

Median in area: $182,205

$36,441

If you Rent

$778 /mo
Base Rent$630
Est. Utilities$148
% of Income19.6%
Pre-tax Residual$3,200

If you Buy

$1,279 /mo
P&I (6.971%)$967
Taxes & Ins$164
Est. Utilities$148
% of Income32.1%
Pre-tax Residual$2,699

Cost of Living FAQs

Is it cheaper to rent or buy in ZIP 04739?›

Based on median housing data, renting is currently more affordable on a monthly basis in ZIP 04739. The estimated all-in monthly cost for renting is $778, while owning a median-priced home with a 20% down payment is roughly $1,279 per month (a difference of $501).

How much do utilities cost in ZIP 04739?›

The average monthly utility cost (electricity and natural gas) for a typical home in ZIP 04739 is approximately $148. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in ZIP 04739?›

To comfortably afford the median rent and utilities in ZIP 04739 without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $31,120 per year.