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04989 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 04989 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,860
P&I Payment$1,443
Taxes & Ins$241
Utilities$176
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Mortgage Details

$271,112
Local Median: $271,112
$54,222 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,860

Monthly Breakdown

Principal & Interest
$1,443
Property Taxes
$176
Homeowners Ins.
$65
Utilities
$176

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$302,475

Local Housing Facts for ZIP Code 04989

  • ·Median home value: $271,112 (adjusted for current market conditions)
  • ·Est. property taxes: $2,117/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $774/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,111/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in VASSALBORO?

Based on the local median home value, estimated real estate property taxes in VASSALBORO are around $2,117 per year.

What is the average home price in VASSALBORO?

The median home value in VASSALBORO is currently estimated at $271,112.

How much does homeowners insurance cost in VASSALBORO?

For a median priced home, homeowners insurance in VASSALBORO averages around $774 annually.

What is the true total cost of owning a home in VASSALBORO?

True homeownership costs go beyond principal and interest. In VASSALBORO, a typical homeowner with a median-priced home of $271,112 can expect to pay roughly $2,117/yr in property taxes, $774/yr for homeowners insurance, and $2,111/yr in energy utilities. That adds approximately $417 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.