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06513 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 06513 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,228
P&I Payment$1,448
Taxes & Ins$565
Utilities$215
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Mortgage Details

$272,047
Local Median: $272,047
$54,409 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,228

Monthly Breakdown

Principal & Interest
$1,448
Property Taxes
$450
Homeowners Ins.
$115
Utilities
$215

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$303,676

Local Housing Facts for ZIP Code 06513

  • ·Median home value: $272,047 (adjusted for current market conditions)
  • ·Est. property taxes: $5,404/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,378/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,574/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in NEW HAVEN?

Based on the local median home value, estimated real estate property taxes in NEW HAVEN are around $5,404 per year.

What is the average home price in NEW HAVEN?

The median home value in NEW HAVEN is currently estimated at $272,047.

How much does homeowners insurance cost in NEW HAVEN?

For a median priced home, homeowners insurance in NEW HAVEN averages around $1,378 annually.

What is the true total cost of owning a home in NEW HAVEN?

True homeownership costs go beyond principal and interest. In NEW HAVEN, a typical homeowner with a median-priced home of $272,047 can expect to pay roughly $5,404/yr in property taxes, $1,378/yr for homeowners insurance, and $2,574/yr in energy utilities. That adds approximately $780 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.