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07020 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 07020 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$5,464
P&I Payment$4,434
Taxes & Ins$920
Utilities$110
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Mortgage Details

$847,497
Local Median: $847,497
$169,499 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$5,464

Monthly Breakdown

Principal & Interest
$4,434
Property Taxes
$813
Homeowners Ins.
$107
Utilities
$110

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$918,422

Local Housing Facts for ZIP Code 07020

  • ·Median home value: $847,497 (adjusted for current market conditions)
  • ·Est. property taxes: $9,750/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,286/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,321/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in EDGEWATER?

Based on the local median home value, estimated real estate property taxes in EDGEWATER are around $9,750 per year.

What is the average home price in EDGEWATER?

The median home value in EDGEWATER is currently estimated at $847,497.

How much does homeowners insurance cost in EDGEWATER?

For a median priced home, homeowners insurance in EDGEWATER averages around $1,286 annually.

What is the true total cost of owning a home in EDGEWATER?

True homeownership costs go beyond principal and interest. In EDGEWATER, a typical homeowner with a median-priced home of $847,497 can expect to pay roughly $9,750/yr in property taxes, $1,286/yr for homeowners insurance, and $1,321/yr in energy utilities. That adds approximately $1,030 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.