Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

11201 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 11201 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 11201 Hub
Est. Total Monthly Cost
$7,879
P&I Payment$6,830
Taxes & Ins$900
Utilities$148
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 11201 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$1,309,500
Local Median: $1,309,500
$261,900 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$7,879

Monthly Breakdown

Principal & Interest
$6,830
Property Taxes
$700
Homeowners Ins.
$201
Utilities
$148

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$1,411,296

Local Housing Facts for ZIP Code 11201

  • ·Median home value: $1,309,500 (adjusted for current market conditions)
  • ·Est. property taxes: $8,398/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $2,406/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,779/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in BROOKLYN?

Based on the local median home value, estimated real estate property taxes in BROOKLYN are around $8,398 per year.

What is the average home price in BROOKLYN?

The median home value in BROOKLYN is currently estimated at $1,309,500.

How much does homeowners insurance cost in BROOKLYN?

For a median priced home, homeowners insurance in BROOKLYN averages around $2,406 annually.

What is the true total cost of owning a home in BROOKLYN?

True homeownership costs go beyond principal and interest. In BROOKLYN, a typical homeowner with a median-priced home of $1,309,500 can expect to pay roughly $8,398/yr in property taxes, $2,406/yr for homeowners insurance, and $1,779/yr in energy utilities. That adds approximately $1,049 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.