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11789 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 11789 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$4,009
P&I Payment$2,847
Taxes & Ins$914
Utilities$249
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Mortgage Details

$542,249
Local Median: $542,249
$108,450 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$4,009

Monthly Breakdown

Principal & Interest
$2,847
Property Taxes
$799
Homeowners Ins.
$115
Utilities
$249

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$591,173

Local Housing Facts for ZIP Code 11789

  • ·Median home value: $542,249 (adjusted for current market conditions)
  • ·Est. property taxes: $9,589/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,374/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,982/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in SOUND BEACH?

Based on the local median home value, estimated real estate property taxes in SOUND BEACH are around $9,589 per year.

What is the average home price in SOUND BEACH?

The median home value in SOUND BEACH is currently estimated at $542,249.

How much does homeowners insurance cost in SOUND BEACH?

For a median priced home, homeowners insurance in SOUND BEACH averages around $1,374 annually.

What is the true total cost of owning a home in SOUND BEACH?

True homeownership costs go beyond principal and interest. In SOUND BEACH, a typical homeowner with a median-priced home of $542,249 can expect to pay roughly $9,589/yr in property taxes, $1,374/yr for homeowners insurance, and $2,982/yr in energy utilities. That adds approximately $1,162 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.