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12474 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 12474 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,308
P&I Payment$1,748
Taxes & Ins$407
Utilities$154
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Mortgage Details

$330,862
Local Median: $330,862
$66,172 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,308

Monthly Breakdown

Principal & Interest
$1,748
Property Taxes
$315
Homeowners Ins.
$91
Utilities
$154

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$364,601

Local Housing Facts for ZIP Code 12474

  • ·Median home value: $330,862 (adjusted for current market conditions)
  • ·Est. property taxes: $3,783/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,097/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,842/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in ROXBURY?

Based on the local median home value, estimated real estate property taxes in ROXBURY are around $3,783 per year.

What is the average home price in ROXBURY?

The median home value in ROXBURY is currently estimated at $330,862.

How much does homeowners insurance cost in ROXBURY?

For a median priced home, homeowners insurance in ROXBURY averages around $1,097 annually.

What is the true total cost of owning a home in ROXBURY?

True homeownership costs go beyond principal and interest. In ROXBURY, a typical homeowner with a median-priced home of $330,862 can expect to pay roughly $3,783/yr in property taxes, $1,097/yr for homeowners insurance, and $1,842/yr in energy utilities. That adds approximately $560 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.