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12760 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 12760 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,916
P&I Payment$1,383
Taxes & Ins$344
Utilities$189
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Mortgage Details

$262,953
Local Median: $262,953
$52,591 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,916

Monthly Breakdown

Principal & Interest
$1,383
Property Taxes
$268
Homeowners Ins.
$77
Utilities
$189

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$287,436

Local Housing Facts for ZIP Code 12760

  • ·Median home value: $262,953 (adjusted for current market conditions)
  • ·Est. property taxes: $3,210/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $918/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,269/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in LONG EDDY?

Based on the local median home value, estimated real estate property taxes in LONG EDDY are around $3,210 per year.

What is the average home price in LONG EDDY?

The median home value in LONG EDDY is currently estimated at $262,953.

How much does homeowners insurance cost in LONG EDDY?

For a median priced home, homeowners insurance in LONG EDDY averages around $918 annually.

What is the true total cost of owning a home in LONG EDDY?

True homeownership costs go beyond principal and interest. In LONG EDDY, a typical homeowner with a median-priced home of $262,953 can expect to pay roughly $3,210/yr in property taxes, $918/yr for homeowners insurance, and $2,269/yr in energy utilities. That adds approximately $533 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.