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14752 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 14752 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,595
P&I Payment$1,056
Taxes & Ins$349
Utilities$190
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Mortgage Details

$198,588
Local Median: $198,588
$39,718 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,595

Monthly Breakdown

Principal & Interest
$1,056
Property Taxes
$286
Homeowners Ins.
$63
Utilities
$190

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$221,331

Local Housing Facts for ZIP Code 14752

  • ·Median home value: $198,588 (adjusted for current market conditions)
  • ·Est. property taxes: $3,428/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $760/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,280/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in LILY DALE?

Based on the local median home value, estimated real estate property taxes in LILY DALE are around $3,428 per year.

What is the average home price in LILY DALE?

The median home value in LILY DALE is currently estimated at $198,588.

How much does homeowners insurance cost in LILY DALE?

For a median priced home, homeowners insurance in LILY DALE averages around $760 annually.

What is the true total cost of owning a home in LILY DALE?

True homeownership costs go beyond principal and interest. In LILY DALE, a typical homeowner with a median-priced home of $198,588 can expect to pay roughly $3,428/yr in property taxes, $760/yr for homeowners insurance, and $2,280/yr in energy utilities. That adds approximately $539 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.