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18301 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 18301 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,398
P&I Payment$1,617
Taxes & Ins$519
Utilities$262
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Mortgage Details

$304,835
Local Median: $304,835
$60,967 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,398

Monthly Breakdown

Principal & Interest
$1,617
Property Taxes
$427
Homeowners Ins.
$92
Utilities
$262

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$338,155

Local Housing Facts for ZIP Code 18301

  • ·Median home value: $304,835 (adjusted for current market conditions)
  • ·Est. property taxes: $5,125/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,098/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,147/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in EAST STROUDSBURG?

Based on the local median home value, estimated real estate property taxes in EAST STROUDSBURG are around $5,125 per year.

What is the average home price in EAST STROUDSBURG?

The median home value in EAST STROUDSBURG is currently estimated at $304,835.

How much does homeowners insurance cost in EAST STROUDSBURG?

For a median priced home, homeowners insurance in EAST STROUDSBURG averages around $1,098 annually.

What is the true total cost of owning a home in EAST STROUDSBURG?

True homeownership costs go beyond principal and interest. In EAST STROUDSBURG, a typical homeowner with a median-priced home of $304,835 can expect to pay roughly $5,125/yr in property taxes, $1,098/yr for homeowners insurance, and $3,147/yr in energy utilities. That adds approximately $781 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.