Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

18518 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 18518 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 18518 Hub
Est. Total Monthly Cost
$1,572
P&I Payment$1,089
Taxes & Ins$257
Utilities$227
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 18518 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$204,626
Local Median: $204,626
$40,925 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,572

Monthly Breakdown

Principal & Interest
$1,089
Property Taxes
$188
Homeowners Ins.
$69
Utilities
$227

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$228,179

Local Housing Facts for ZIP Code 18518

  • ·Median home value: $204,626 (adjusted for current market conditions)
  • ·Est. property taxes: $2,260/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $823/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,720/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in OLD FORGE?

Based on the local median home value, estimated real estate property taxes in OLD FORGE are around $2,260 per year.

What is the average home price in OLD FORGE?

The median home value in OLD FORGE is currently estimated at $204,626.

How much does homeowners insurance cost in OLD FORGE?

For a median priced home, homeowners insurance in OLD FORGE averages around $823 annually.

What is the true total cost of owning a home in OLD FORGE?

True homeownership costs go beyond principal and interest. In OLD FORGE, a typical homeowner with a median-priced home of $204,626 can expect to pay roughly $2,260/yr in property taxes, $823/yr for homeowners insurance, and $2,720/yr in energy utilities. That adds approximately $484 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.