Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

18837 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 18837 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 18837 Hub
Est. Total Monthly Cost
$1,700
P&I Payment$1,282
Taxes & Ins$222
Utilities$196
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 18837 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$241,855
Local Median: $241,855
$48,371 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,700

Monthly Breakdown

Principal & Interest
$1,282
Property Taxes
$157
Homeowners Ins.
$65
Utilities
$196

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$267,918

Local Housing Facts for ZIP Code 18837

  • ·Median home value: $241,855 (adjusted for current market conditions)
  • ·Est. property taxes: $1,884/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $785/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,348/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in ROME?

Based on the local median home value, estimated real estate property taxes in ROME are around $1,884 per year.

What is the average home price in ROME?

The median home value in ROME is currently estimated at $241,855.

How much does homeowners insurance cost in ROME?

For a median priced home, homeowners insurance in ROME averages around $785 annually.

What is the true total cost of owning a home in ROME?

True homeownership costs go beyond principal and interest. In ROME, a typical homeowner with a median-priced home of $241,855 can expect to pay roughly $1,884/yr in property taxes, $785/yr for homeowners insurance, and $2,348/yr in energy utilities. That adds approximately $418 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.