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19023 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 19023 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,550
P&I Payment$949
Taxes & Ins$398
Utilities$202
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Mortgage Details

$177,359
Local Median: $177,359
$35,472 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,550

Monthly Breakdown

Principal & Interest
$949
Property Taxes
$329
Homeowners Ins.
$69
Utilities
$202

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$199,903

Local Housing Facts for ZIP Code 19023

  • ·Median home value: $177,359 (adjusted for current market conditions)
  • ·Est. property taxes: $3,953/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $823/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,428/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in DARBY?

Based on the local median home value, estimated real estate property taxes in DARBY are around $3,953 per year.

What is the average home price in DARBY?

The median home value in DARBY is currently estimated at $177,359.

How much does homeowners insurance cost in DARBY?

For a median priced home, homeowners insurance in DARBY averages around $823 annually.

What is the true total cost of owning a home in DARBY?

True homeownership costs go beyond principal and interest. In DARBY, a typical homeowner with a median-priced home of $177,359 can expect to pay roughly $3,953/yr in property taxes, $823/yr for homeowners insurance, and $2,428/yr in energy utilities. That adds approximately $600 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.