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20109 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 20109 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$3,232
P&I Payment$2,617
Taxes & Ins$442
Utilities$173
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Mortgage Details

$498,026
Local Median: $498,026
$99,605 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$3,232

Monthly Breakdown

Principal & Interest
$2,617
Property Taxes
$347
Homeowners Ins.
$95
Utilities
$173

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$543,534

Local Housing Facts for ZIP Code 20109

  • ·Median home value: $498,026 (adjusted for current market conditions)
  • ·Est. property taxes: $4,169/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,139/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,080/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in MANASSAS?

Based on the local median home value, estimated real estate property taxes in MANASSAS are around $4,169 per year.

What is the average home price in MANASSAS?

The median home value in MANASSAS is currently estimated at $498,026.

How much does homeowners insurance cost in MANASSAS?

For a median priced home, homeowners insurance in MANASSAS averages around $1,139 annually.

What is the true total cost of owning a home in MANASSAS?

True homeownership costs go beyond principal and interest. In MANASSAS, a typical homeowner with a median-priced home of $498,026 can expect to pay roughly $4,169/yr in property taxes, $1,139/yr for homeowners insurance, and $2,080/yr in energy utilities. That adds approximately $616 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.