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20626 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 20626 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$3,478
P&I Payment$2,723
Taxes & Ins$534
Utilities$221
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Mortgage Details

$516,752
Local Median: $516,752
$103,350 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$3,478

Monthly Breakdown

Principal & Interest
$2,723
Property Taxes
$330
Homeowners Ins.
$204
Utilities
$221

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$566,757

Local Housing Facts for ZIP Code 20626

  • ·Median home value: $516,752 (adjusted for current market conditions)
  • ·Est. property taxes: $3,962/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $2,448/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,651/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in COLTONS POINT?

Based on the local median home value, estimated real estate property taxes in COLTONS POINT are around $3,962 per year.

What is the average home price in COLTONS POINT?

The median home value in COLTONS POINT is currently estimated at $516,752.

How much does homeowners insurance cost in COLTONS POINT?

For a median priced home, homeowners insurance in COLTONS POINT averages around $2,448 annually.

What is the true total cost of owning a home in COLTONS POINT?

True homeownership costs go beyond principal and interest. In COLTONS POINT, a typical homeowner with a median-priced home of $516,752 can expect to pay roughly $3,962/yr in property taxes, $2,448/yr for homeowners insurance, and $2,651/yr in energy utilities. That adds approximately $755 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.