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20653 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 20653 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,695
P&I Payment$2,114
Taxes & Ins$398
Utilities$183
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Mortgage Details

$396,800
Local Median: $396,800
$79,360 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,695

Monthly Breakdown

Principal & Interest
$2,114
Property Taxes
$221
Homeowners Ins.
$178
Utilities
$183

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$443,471

Local Housing Facts for ZIP Code 20653

  • ·Median home value: $396,800 (adjusted for current market conditions)
  • ·Est. property taxes: $2,646/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $2,130/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,199/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in LEXINGTON PARK?

Based on the local median home value, estimated real estate property taxes in LEXINGTON PARK are around $2,646 per year.

What is the average home price in LEXINGTON PARK?

The median home value in LEXINGTON PARK is currently estimated at $396,800.

How much does homeowners insurance cost in LEXINGTON PARK?

For a median priced home, homeowners insurance in LEXINGTON PARK averages around $2,130 annually.

What is the true total cost of owning a home in LEXINGTON PARK?

True homeownership costs go beyond principal and interest. In LEXINGTON PARK, a typical homeowner with a median-priced home of $396,800 can expect to pay roughly $2,646/yr in property taxes, $2,130/yr for homeowners insurance, and $2,199/yr in energy utilities. That adds approximately $581 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.