Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

20748 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 20748 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 20748 Hub
Est. Total Monthly Cost
$2,839
P&I Payment$2,200
Taxes & Ins$430
Utilities$209
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 20748 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$416,295
Local Median: $416,295
$83,259 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,839

Monthly Breakdown

Principal & Interest
$2,200
Property Taxes
$335
Homeowners Ins.
$95
Utilities
$209

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$459,067

Local Housing Facts for ZIP Code 20748

  • ·Median home value: $416,295 (adjusted for current market conditions)
  • ·Est. property taxes: $4,017/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,142/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,510/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in TEMPLE HILLS?

Based on the local median home value, estimated real estate property taxes in TEMPLE HILLS are around $4,017 per year.

What is the average home price in TEMPLE HILLS?

The median home value in TEMPLE HILLS is currently estimated at $416,295.

How much does homeowners insurance cost in TEMPLE HILLS?

For a median priced home, homeowners insurance in TEMPLE HILLS averages around $1,142 annually.

What is the true total cost of owning a home in TEMPLE HILLS?

True homeownership costs go beyond principal and interest. In TEMPLE HILLS, a typical homeowner with a median-priced home of $416,295 can expect to pay roughly $4,017/yr in property taxes, $1,142/yr for homeowners insurance, and $2,510/yr in energy utilities. That adds approximately $639 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.