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21146 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 21146 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$4,779
P&I Payment$3,991
Taxes & Ins$567
Utilities$222
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Mortgage Details

$764,388
Local Median: $764,388
$152,878 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$4,779

Monthly Breakdown

Principal & Interest
$3,991
Property Taxes
$431
Homeowners Ins.
$136
Utilities
$222

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$825,129

Local Housing Facts for ZIP Code 21146

  • ·Median home value: $764,388 (adjusted for current market conditions)
  • ·Est. property taxes: $5,174/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,628/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,664/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in SEVERNA PARK?

Based on the local median home value, estimated real estate property taxes in SEVERNA PARK are around $5,174 per year.

What is the average home price in SEVERNA PARK?

The median home value in SEVERNA PARK is currently estimated at $764,388.

How much does homeowners insurance cost in SEVERNA PARK?

For a median priced home, homeowners insurance in SEVERNA PARK averages around $1,628 annually.

What is the true total cost of owning a home in SEVERNA PARK?

True homeownership costs go beyond principal and interest. In SEVERNA PARK, a typical homeowner with a median-priced home of $764,388 can expect to pay roughly $5,174/yr in property taxes, $1,628/yr for homeowners insurance, and $2,664/yr in energy utilities. That adds approximately $789 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.