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22443 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 22443 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,509
P&I Payment$1,929
Taxes & Ins$368
Utilities$212
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Mortgage Details

$364,914
Local Median: $364,914
$72,983 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,509

Monthly Breakdown

Principal & Interest
$1,929
Property Taxes
$143
Homeowners Ins.
$225
Utilities
$212

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$402,618

Local Housing Facts for ZIP Code 22443

  • ·Median home value: $364,914 (adjusted for current market conditions)
  • ·Est. property taxes: $1,710/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $2,701/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,542/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in COLONIAL BEACH?

Based on the local median home value, estimated real estate property taxes in COLONIAL BEACH are around $1,710 per year.

What is the average home price in COLONIAL BEACH?

The median home value in COLONIAL BEACH is currently estimated at $364,914.

How much does homeowners insurance cost in COLONIAL BEACH?

For a median priced home, homeowners insurance in COLONIAL BEACH averages around $2,701 annually.

What is the true total cost of owning a home in COLONIAL BEACH?

True homeownership costs go beyond principal and interest. In COLONIAL BEACH, a typical homeowner with a median-priced home of $364,914 can expect to pay roughly $1,710/yr in property taxes, $2,701/yr for homeowners insurance, and $2,542/yr in energy utilities. That adds approximately $579 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.