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23139 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 23139 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$3,085
P&I Payment$2,572
Taxes & Ins$289
Utilities$224
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Mortgage Details

$490,166
Local Median: $490,166
$98,033 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$3,085

Monthly Breakdown

Principal & Interest
$2,572
Property Taxes
$213
Homeowners Ins.
$77
Utilities
$224

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$533,825

Local Housing Facts for ZIP Code 23139

  • ·Median home value: $490,166 (adjusted for current market conditions)
  • ·Est. property taxes: $2,552/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $918/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,690/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in POWHATAN?

Based on the local median home value, estimated real estate property taxes in POWHATAN are around $2,552 per year.

What is the average home price in POWHATAN?

The median home value in POWHATAN is currently estimated at $490,166.

How much does homeowners insurance cost in POWHATAN?

For a median priced home, homeowners insurance in POWHATAN averages around $918 annually.

What is the true total cost of owning a home in POWHATAN?

True homeownership costs go beyond principal and interest. In POWHATAN, a typical homeowner with a median-priced home of $490,166 can expect to pay roughly $2,552/yr in property taxes, $918/yr for homeowners insurance, and $2,690/yr in energy utilities. That adds approximately $513 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.