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23661 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 23661 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,939
P&I Payment$1,473
Taxes & Ins$260
Utilities$206
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Mortgage Details

$275,425
Local Median: $275,425
$55,085 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,939

Monthly Breakdown

Principal & Interest
$1,473
Property Taxes
$170
Homeowners Ins.
$90
Utilities
$206

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$310,007

Local Housing Facts for ZIP Code 23661

  • ·Median home value: $275,425 (adjusted for current market conditions)
  • ·Est. property taxes: $2,041/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,074/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,472/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in HAMPTON?

Based on the local median home value, estimated real estate property taxes in HAMPTON are around $2,041 per year.

What is the average home price in HAMPTON?

The median home value in HAMPTON is currently estimated at $275,425.

How much does homeowners insurance cost in HAMPTON?

For a median priced home, homeowners insurance in HAMPTON averages around $1,074 annually.

What is the true total cost of owning a home in HAMPTON?

True homeownership costs go beyond principal and interest. In HAMPTON, a typical homeowner with a median-priced home of $275,425 can expect to pay roughly $2,041/yr in property taxes, $1,074/yr for homeowners insurance, and $2,472/yr in energy utilities. That adds approximately $466 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.