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23662 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 23662 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$3,129
P&I Payment$2,462
Taxes & Ins$455
Utilities$212
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Mortgage Details

$467,809
Local Median: $467,809
$93,562 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$3,129

Monthly Breakdown

Principal & Interest
$2,462
Property Taxes
$298
Homeowners Ins.
$156
Utilities
$212

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$512,177

Local Housing Facts for ZIP Code 23662

  • ·Median home value: $467,809 (adjusted for current market conditions)
  • ·Est. property taxes: $3,581/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,877/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,547/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in POQUOSON?

Based on the local median home value, estimated real estate property taxes in POQUOSON are around $3,581 per year.

What is the average home price in POQUOSON?

The median home value in POQUOSON is currently estimated at $467,809.

How much does homeowners insurance cost in POQUOSON?

For a median priced home, homeowners insurance in POQUOSON averages around $1,877 annually.

What is the true total cost of owning a home in POQUOSON?

True homeownership costs go beyond principal and interest. In POQUOSON, a typical homeowner with a median-priced home of $467,809 can expect to pay roughly $3,581/yr in property taxes, $1,877/yr for homeowners insurance, and $2,547/yr in energy utilities. That adds approximately $667 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.