Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

23875 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 23875 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 23875 Hub
Est. Total Monthly Cost
$2,099
P&I Payment$1,652
Taxes & Ins$245
Utilities$202
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 23875 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$312,662
Local Median: $312,662
$62,532 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,099

Monthly Breakdown

Principal & Interest
$1,652
Property Taxes
$164
Homeowners Ins.
$82
Utilities
$202

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$344,424

Local Housing Facts for ZIP Code 23875

  • ·Median home value: $312,662 (adjusted for current market conditions)
  • ·Est. property taxes: $1,964/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $978/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,422/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in PRINCE GEORGE?

Based on the local median home value, estimated real estate property taxes in PRINCE GEORGE are around $1,964 per year.

What is the average home price in PRINCE GEORGE?

The median home value in PRINCE GEORGE is currently estimated at $312,662.

How much does homeowners insurance cost in PRINCE GEORGE?

For a median priced home, homeowners insurance in PRINCE GEORGE averages around $978 annually.

What is the true total cost of owning a home in PRINCE GEORGE?

True homeownership costs go beyond principal and interest. In PRINCE GEORGE, a typical homeowner with a median-priced home of $312,662 can expect to pay roughly $1,964/yr in property taxes, $978/yr for homeowners insurance, and $2,422/yr in energy utilities. That adds approximately $447 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.