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23962 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 23962 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,069
P&I Payment$725
Taxes & Ins$119
Utilities$224
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Mortgage Details

$137,610
Local Median: $137,610
$27,522 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,069

Monthly Breakdown

Principal & Interest
$725
Property Taxes
$58
Homeowners Ins.
$62
Utilities
$224

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$150,926

Local Housing Facts for ZIP Code 23962

  • ·Median home value: $137,610 (adjusted for current market conditions)
  • ·Est. property taxes: $694/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $739/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,690/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in RANDOLPH?

Based on the local median home value, estimated real estate property taxes in RANDOLPH are around $694 per year.

What is the average home price in RANDOLPH?

The median home value in RANDOLPH is currently estimated at $137,610.

How much does homeowners insurance cost in RANDOLPH?

For a median priced home, homeowners insurance in RANDOLPH averages around $739 annually.

What is the true total cost of owning a home in RANDOLPH?

True homeownership costs go beyond principal and interest. In RANDOLPH, a typical homeowner with a median-priced home of $137,610 can expect to pay roughly $694/yr in property taxes, $739/yr for homeowners insurance, and $2,690/yr in energy utilities. That adds approximately $344 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.