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24091 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 24091 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,891
P&I Payment$1,562
Taxes & Ins$155
Utilities$175
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Mortgage Details

$295,900
Local Median: $295,900
$59,180 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,891

Monthly Breakdown

Principal & Interest
$1,562
Property Taxes
$107
Homeowners Ins.
$48
Utilities
$175

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$325,617

Local Housing Facts for ZIP Code 24091

  • ·Median home value: $295,900 (adjusted for current market conditions)
  • ·Est. property taxes: $1,279/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $580/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,094/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in FLOYD?

Based on the local median home value, estimated real estate property taxes in FLOYD are around $1,279 per year.

What is the average home price in FLOYD?

The median home value in FLOYD is currently estimated at $295,900.

How much does homeowners insurance cost in FLOYD?

For a median priced home, homeowners insurance in FLOYD averages around $580 annually.

What is the true total cost of owning a home in FLOYD?

True homeownership costs go beyond principal and interest. In FLOYD, a typical homeowner with a median-priced home of $295,900 can expect to pay roughly $1,279/yr in property taxes, $580/yr for homeowners insurance, and $2,094/yr in energy utilities. That adds approximately $329 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.