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24239 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 24239 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$800
P&I Payment$553
Taxes & Ins$68
Utilities$179
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Mortgage Details

$97,892
Local Median: $97,892
$19,578 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$800

Monthly Breakdown

Principal & Interest
$553
Property Taxes
$35
Homeowners Ins.
$33
Utilities
$179

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$120,711

Local Housing Facts for ZIP Code 24239

  • ·Median home value: $97,892 (adjusted for current market conditions)
  • ·Est. property taxes: $417/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $396/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,149/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in DAVENPORT?

Based on the local median home value, estimated real estate property taxes in DAVENPORT are around $417 per year.

What is the average home price in DAVENPORT?

The median home value in DAVENPORT is currently estimated at $97,892.

How much does homeowners insurance cost in DAVENPORT?

For a median priced home, homeowners insurance in DAVENPORT averages around $396 annually.

What is the true total cost of owning a home in DAVENPORT?

True homeownership costs go beyond principal and interest. In DAVENPORT, a typical homeowner with a median-priced home of $97,892 can expect to pay roughly $417/yr in property taxes, $396/yr for homeowners insurance, and $2,149/yr in energy utilities. That adds approximately $247 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.