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24325 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 24325 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,246
P&I Payment$976
Taxes & Ins$112
Utilities$158
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Mortgage Details

$184,060
Local Median: $184,060
$36,812 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,246

Monthly Breakdown

Principal & Interest
$976
Property Taxes
$67
Homeowners Ins.
$45
Utilities
$158

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$204,250

Local Housing Facts for ZIP Code 24325

  • ·Median home value: $184,060 (adjusted for current market conditions)
  • ·Est. property taxes: $801/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $537/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,901/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in DUGSPUR?

Based on the local median home value, estimated real estate property taxes in DUGSPUR are around $801 per year.

What is the average home price in DUGSPUR?

The median home value in DUGSPUR is currently estimated at $184,060.

How much does homeowners insurance cost in DUGSPUR?

For a median priced home, homeowners insurance in DUGSPUR averages around $537 annually.

What is the true total cost of owning a home in DUGSPUR?

True homeownership costs go beyond principal and interest. In DUGSPUR, a typical homeowner with a median-priced home of $184,060 can expect to pay roughly $801/yr in property taxes, $537/yr for homeowners insurance, and $1,901/yr in energy utilities. That adds approximately $270 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.