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24330 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 24330 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,022
P&I Payment$756
Taxes & Ins$104
Utilities$162
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Mortgage Details

$141,038
Local Median: $141,038
$28,208 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,022

Monthly Breakdown

Principal & Interest
$756
Property Taxes
$65
Homeowners Ins.
$40
Utilities
$162

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$159,403

Local Housing Facts for ZIP Code 24330

  • ·Median home value: $141,038 (adjusted for current market conditions)
  • ·Est. property taxes: $778/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $474/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,938/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in FRIES?

Based on the local median home value, estimated real estate property taxes in FRIES are around $778 per year.

What is the average home price in FRIES?

The median home value in FRIES is currently estimated at $141,038.

How much does homeowners insurance cost in FRIES?

For a median priced home, homeowners insurance in FRIES averages around $474 annually.

What is the true total cost of owning a home in FRIES?

True homeownership costs go beyond principal and interest. In FRIES, a typical homeowner with a median-priced home of $141,038 can expect to pay roughly $778/yr in property taxes, $474/yr for homeowners insurance, and $1,938/yr in energy utilities. That adds approximately $266 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.