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24354 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 24354 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,278
P&I Payment$1,006
Taxes & Ins$118
Utilities$154
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Mortgage Details

$187,441
Local Median: $187,441
$37,488 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,278

Monthly Breakdown

Principal & Interest
$1,006
Property Taxes
$77
Homeowners Ins.
$41
Utilities
$154

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$212,175

Local Housing Facts for ZIP Code 24354

  • ·Median home value: $187,441 (adjusted for current market conditions)
  • ·Est. property taxes: $929/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $492/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,843/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in MARION?

Based on the local median home value, estimated real estate property taxes in MARION are around $929 per year.

What is the average home price in MARION?

The median home value in MARION is currently estimated at $187,441.

How much does homeowners insurance cost in MARION?

For a median priced home, homeowners insurance in MARION averages around $492 annually.

What is the true total cost of owning a home in MARION?

True homeownership costs go beyond principal and interest. In MARION, a typical homeowner with a median-priced home of $187,441 can expect to pay roughly $929/yr in property taxes, $492/yr for homeowners insurance, and $1,843/yr in energy utilities. That adds approximately $272 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.