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24363 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 24363 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,028
P&I Payment$778
Taxes & Ins$111
Utilities$139
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Mortgage Details

$147,679
Local Median: $147,679
$29,536 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,028

Monthly Breakdown

Principal & Interest
$778
Property Taxes
$70
Homeowners Ins.
$41
Utilities
$139

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$161,970

Local Housing Facts for ZIP Code 24363

  • ·Median home value: $147,679 (adjusted for current market conditions)
  • ·Est. property taxes: $839/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $490/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,671/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in MOUTH OF WILSON?

Based on the local median home value, estimated real estate property taxes in MOUTH OF WILSON are around $839 per year.

What is the average home price in MOUTH OF WILSON?

The median home value in MOUTH OF WILSON is currently estimated at $147,679.

How much does homeowners insurance cost in MOUTH OF WILSON?

For a median priced home, homeowners insurance in MOUTH OF WILSON averages around $490 annually.

What is the true total cost of owning a home in MOUTH OF WILSON?

True homeownership costs go beyond principal and interest. In MOUTH OF WILSON, a typical homeowner with a median-priced home of $147,679 can expect to pay roughly $839/yr in property taxes, $490/yr for homeowners insurance, and $1,671/yr in energy utilities. That adds approximately $250 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.