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24366 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 24366 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,142
P&I Payment$880
Taxes & Ins$104
Utilities$159
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Mortgage Details

$166,986
Local Median: $166,986
$33,397 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,142

Monthly Breakdown

Principal & Interest
$880
Property Taxes
$68
Homeowners Ins.
$36
Utilities
$159

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$183,145

Local Housing Facts for ZIP Code 24366

  • ·Median home value: $166,986 (adjusted for current market conditions)
  • ·Est. property taxes: $820/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $428/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,904/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in ROCKY GAP?

Based on the local median home value, estimated real estate property taxes in ROCKY GAP are around $820 per year.

What is the average home price in ROCKY GAP?

The median home value in ROCKY GAP is currently estimated at $166,986.

How much does homeowners insurance cost in ROCKY GAP?

For a median priced home, homeowners insurance in ROCKY GAP averages around $428 annually.

What is the true total cost of owning a home in ROCKY GAP?

True homeownership costs go beyond principal and interest. In ROCKY GAP, a typical homeowner with a median-priced home of $166,986 can expect to pay roughly $820/yr in property taxes, $428/yr for homeowners insurance, and $1,904/yr in energy utilities. That adds approximately $263 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.