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24402 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 24402 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$3,130
P&I Payment$2,627
Taxes & Ins$306
Utilities$197
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Mortgage Details

$498,507
Local Median: $498,507
$99,701 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$3,130

Monthly Breakdown

Principal & Interest
$2,627
Property Taxes
$238
Homeowners Ins.
$67
Utilities
$197

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$546,939

Local Housing Facts for ZIP Code 24402

  • ·Median home value: $498,507 (adjusted for current market conditions)
  • ·Est. property taxes: $2,859/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $808/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,366/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in STAUNTON?

Based on the local median home value, estimated real estate property taxes in STAUNTON are around $2,859 per year.

What is the average home price in STAUNTON?

The median home value in STAUNTON is currently estimated at $498,507.

How much does homeowners insurance cost in STAUNTON?

For a median priced home, homeowners insurance in STAUNTON averages around $808 annually.

What is the true total cost of owning a home in STAUNTON?

True homeownership costs go beyond principal and interest. In STAUNTON, a typical homeowner with a median-priced home of $498,507 can expect to pay roughly $2,859/yr in property taxes, $808/yr for homeowners insurance, and $2,366/yr in energy utilities. That adds approximately $503 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.