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24592 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 24592 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,343
P&I Payment$1,004
Taxes & Ins$140
Utilities$199
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Mortgage Details

$189,405
Local Median: $189,405
$37,881 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,343

Monthly Breakdown

Principal & Interest
$1,004
Property Taxes
$74
Homeowners Ins.
$66
Utilities
$199

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$209,742

Local Housing Facts for ZIP Code 24592

  • ·Median home value: $189,405 (adjusted for current market conditions)
  • ·Est. property taxes: $889/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $794/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,387/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in SOUTH BOSTON?

Based on the local median home value, estimated real estate property taxes in SOUTH BOSTON are around $889 per year.

What is the average home price in SOUTH BOSTON?

The median home value in SOUTH BOSTON is currently estimated at $189,405.

How much does homeowners insurance cost in SOUTH BOSTON?

For a median priced home, homeowners insurance in SOUTH BOSTON averages around $794 annually.

What is the true total cost of owning a home in SOUTH BOSTON?

True homeownership costs go beyond principal and interest. In SOUTH BOSTON, a typical homeowner with a median-priced home of $189,405 can expect to pay roughly $889/yr in property taxes, $794/yr for homeowners insurance, and $2,387/yr in energy utilities. That adds approximately $339 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.