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24716 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 24716 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$658
P&I Payment$329
Taxes & Ins$102
Utilities$226
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Mortgage Details

$58,600
Local Median: $58,600
$11,720 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$658

Monthly Breakdown

Principal & Interest
$329
Property Taxes
$31
Homeowners Ins.
$71
Utilities
$226

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$71,715

Local Housing Facts for ZIP Code 24716

  • ·Median home value: $58,600 (adjusted for current market conditions)
  • ·Est. property taxes: $372/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $853/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,714/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in BUD?

Based on the local median home value, estimated real estate property taxes in BUD are around $372 per year.

What is the average home price in BUD?

The median home value in BUD is currently estimated at $58,600.

How much does homeowners insurance cost in BUD?

For a median priced home, homeowners insurance in BUD averages around $853 annually.

What is the true total cost of owning a home in BUD?

True homeownership costs go beyond principal and interest. In BUD, a typical homeowner with a median-priced home of $58,600 can expect to pay roughly $372/yr in property taxes, $853/yr for homeowners insurance, and $2,714/yr in energy utilities. That adds approximately $328 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.