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24918 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 24918 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,474
P&I Payment$1,113
Taxes & Ins$140
Utilities$222
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Mortgage Details

$209,325
Local Median: $209,325
$41,865 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,474

Monthly Breakdown

Principal & Interest
$1,113
Property Taxes
$61
Homeowners Ins.
$79
Utilities
$222

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$233,298

Local Housing Facts for ZIP Code 24918

  • ·Median home value: $209,325 (adjusted for current market conditions)
  • ·Est. property taxes: $730/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $944/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,659/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in BALLARD?

Based on the local median home value, estimated real estate property taxes in BALLARD are around $730 per year.

What is the average home price in BALLARD?

The median home value in BALLARD is currently estimated at $209,325.

How much does homeowners insurance cost in BALLARD?

For a median priced home, homeowners insurance in BALLARD averages around $944 annually.

What is the true total cost of owning a home in BALLARD?

True homeownership costs go beyond principal and interest. In BALLARD, a typical homeowner with a median-priced home of $209,325 can expect to pay roughly $730/yr in property taxes, $944/yr for homeowners insurance, and $2,659/yr in energy utilities. That adds approximately $361 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.