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24962 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 24962 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,192
P&I Payment$871
Taxes & Ins$110
Utilities$211
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Mortgage Details

$163,867
Local Median: $163,867
$32,773 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,192

Monthly Breakdown

Principal & Interest
$871
Property Taxes
$32
Homeowners Ins.
$78
Utilities
$211

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$182,634

Local Housing Facts for ZIP Code 24962

  • ·Median home value: $163,867 (adjusted for current market conditions)
  • ·Est. property taxes: $380/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $934/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,531/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in PENCE SPRINGS?

Based on the local median home value, estimated real estate property taxes in PENCE SPRINGS are around $380 per year.

What is the average home price in PENCE SPRINGS?

The median home value in PENCE SPRINGS is currently estimated at $163,867.

How much does homeowners insurance cost in PENCE SPRINGS?

For a median priced home, homeowners insurance in PENCE SPRINGS averages around $934 annually.

What is the true total cost of owning a home in PENCE SPRINGS?

True homeownership costs go beyond principal and interest. In PENCE SPRINGS, a typical homeowner with a median-priced home of $163,867 can expect to pay roughly $380/yr in property taxes, $934/yr for homeowners insurance, and $2,531/yr in energy utilities. That adds approximately $320 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.