Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

25164 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 25164 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 25164 Hub
Est. Total Monthly Cost
$1,581
P&I Payment$1,271
Taxes & Ins$112
Utilities$198
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 25164 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$238,930
Local Median: $238,930
$47,786 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,581

Monthly Breakdown

Principal & Interest
$1,271
Property Taxes
$36
Homeowners Ins.
$76
Utilities
$198

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$266,293

Local Housing Facts for ZIP Code 25164

  • ·Median home value: $238,930 (adjusted for current market conditions)
  • ·Est. property taxes: $436/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $911/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,378/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in PROCIOUS?

Based on the local median home value, estimated real estate property taxes in PROCIOUS are around $436 per year.

What is the average home price in PROCIOUS?

The median home value in PROCIOUS is currently estimated at $238,930.

How much does homeowners insurance cost in PROCIOUS?

For a median priced home, homeowners insurance in PROCIOUS averages around $911 annually.

What is the true total cost of owning a home in PROCIOUS?

True homeownership costs go beyond principal and interest. In PROCIOUS, a typical homeowner with a median-priced home of $238,930 can expect to pay roughly $436/yr in property taxes, $911/yr for homeowners insurance, and $2,378/yr in energy utilities. That adds approximately $310 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.