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25252 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 25252 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,265
P&I Payment$940
Taxes & Ins$142
Utilities$183
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Mortgage Details

$176,758
Local Median: $176,758
$35,352 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,265

Monthly Breakdown

Principal & Interest
$940
Property Taxes
$58
Homeowners Ins.
$85
Utilities
$183

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$197,001

Local Housing Facts for ZIP Code 25252

  • ·Median home value: $176,758 (adjusted for current market conditions)
  • ·Est. property taxes: $693/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,014/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,197/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in LE ROY?

Based on the local median home value, estimated real estate property taxes in LE ROY are around $693 per year.

What is the average home price in LE ROY?

The median home value in LE ROY is currently estimated at $176,758.

How much does homeowners insurance cost in LE ROY?

For a median priced home, homeowners insurance in LE ROY averages around $1,014 annually.

What is the true total cost of owning a home in LE ROY?

True homeownership costs go beyond principal and interest. In LE ROY, a typical homeowner with a median-priced home of $176,758 can expect to pay roughly $693/yr in property taxes, $1,014/yr for homeowners insurance, and $2,197/yr in energy utilities. That adds approximately $325 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.