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Cost of Living in ZIP 25635

Is it better to rent or buy in ZIP 25635? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$59,922
$798/mo

Median in area: $798

$102,310

Median in area: $102,310

$20,462

If you Rent

$1,032 /mo
Base Rent$798
Est. Utilities$234
% of Income20.7%
Pre-tax Residual$3,962

If you Buy

$895 /mo
P&I (7.004%)$545
Taxes & Ins$116
Est. Utilities$234
% of Income17.9%
Pre-tax Residual$4,099

Cost of Living FAQs

Is it cheaper to rent or buy in ZIP 25635?

Based on median housing data, buying is currently more affordable on a monthly basis in ZIP 25635. The estimated all-in monthly cost for renting is $1,032, while owning a median-priced home with a 20% down payment is roughly $895 per month (a difference of $137).

How much do utilities cost in ZIP 25635?

The average monthly utility cost (electricity and natural gas) for a typical home in ZIP 25635 is approximately $234. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in ZIP 25635?

To comfortably afford the median rent and utilities in ZIP 25635 without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $41,280 per year.