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25678 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 25678 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$772
P&I Payment$447
Taxes & Ins$106
Utilities$219
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Mortgage Details

$84,057
Local Median: $84,057
$16,811 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$772

Monthly Breakdown

Principal & Interest
$447
Property Taxes
$32
Homeowners Ins.
$74
Utilities
$219

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$93,684

Local Housing Facts for ZIP Code 25678

  • ·Median home value: $84,057 (adjusted for current market conditions)
  • ·Est. property taxes: $386/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $886/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,625/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in MATEWAN?

Based on the local median home value, estimated real estate property taxes in MATEWAN are around $386 per year.

What is the average home price in MATEWAN?

The median home value in MATEWAN is currently estimated at $84,057.

How much does homeowners insurance cost in MATEWAN?

For a median priced home, homeowners insurance in MATEWAN averages around $886 annually.

What is the true total cost of owning a home in MATEWAN?

True homeownership costs go beyond principal and interest. In MATEWAN, a typical homeowner with a median-priced home of $84,057 can expect to pay roughly $386/yr in property taxes, $886/yr for homeowners insurance, and $2,625/yr in energy utilities. That adds approximately $325 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.